Which of the following is a prohibited practice under the Truth in Lending Act (TILA)?

The practice of discriminating against a borrower based on race is prohibited under the Truth in Lending Act (TILA) as well as other laws such as the Equal Credit Opportunity Act (ECOA). TILA emphasizes transparency and fair lending practices, ensuring that borrowers receive clear information about the terms and costs of their loans without being subject to discrimination. This commitment to equality means that all borrowers should have an equal opportunity to obtain credit based on their creditworthiness and not on characteristics like race, gender, or ethnicity. Thus, engaging in discriminatory practices violates both ethical standards in lending and the legal requirements established to protect consumers.