What is one of the authorities of the DCA?

The correct choice highlights one of the key responsibilities of the Department of Consumer Affairs (DCA). Conducting investigations and examinations of licensees is a critical function that allows the DCA to ensure compliance with state regulations and to uphold standards within the mortgage industry. This authority is essential for maintaining the integrity of financial transactions and protecting consumers by identifying any potential violations or unethical practices among licensed professionals.

Engaging in these investigations or examinations enables the DCA to proactively address issues before they escalate, ensuring that licensees adhere to the laws governing their operations. This oversight contributes to a trustworthy mortgage lending environment in South Carolina, which is beneficial for both consumers and licensed professionals who operate with integrity.